Guide

How to get your CAS

FolioQ works from one document: the consolidated account statement (CAS) that CAMS or KFintech emails you. It is free and takes a few minutes to request.

Which statements work

One statement from either CAMS or KFintech is enough. Each consolidated statement includes the funds serviced by the other registrar, so you do not need both.

The three choices that matter

Whichever registrar you use, the request form asks for much the same things. Three of them decide whether FolioQ can work out an exact XIRR:

1. Statement type: Detailed, not Summary. Detailed includes every purchase, SIP instalment, redemption and switch. Summary lists only balances.
2. Period: from before your first investment. Pick the widest range offered, or set the start date earlier than your first ever mutual fund purchase. If the statement starts later, the units you bought before that date have no purchase record, and your XIRR can only be an estimate.
3. A password you will remember. The PDF arrives password-protected with the password you set on the form. You will type it into FolioQ.

From CAMS

1. Go to the CAMS website and find the request for a consolidated account statement (CAS) in the investor section. Menu names change from time to time; look for “Statements” or “CAS”.
2. Choose Detailed and a period that starts before your first investment.
3. If you are asked which folios to include, choose the option that includes all folios, including ones you have fully redeemed.
4. Enter the email address registered with your mutual funds, and your PAN if the form asks for it.
5. Set a password and note it down. Submit the form.
6. The PDF arrives by email, usually within the hour. Check your spam folder if you do not see it.

From KFintech

1. Go to the KFintech mutual fund investor website and look for the consolidated account statement (CAS) request under investor services or statements.
2. Choose Detailed and the widest date range offered.
3. Enter your registered email, and your PAN if asked, then set a password.
4. Submit and wait for the email with the PDF.

About the password

The password on a CAMS or KFintech CAS is the one you chose on the request form. It is not a fixed pattern. If you have forgotten it, request a new statement and set a new password; there is no way to recover the old one from the PDF.

When you upload, the PDF and password travel over an encrypted connection to the service that reads the file. The password is used once to open the PDF and is not saved. The file itself is discarded once the fund transactions have been read out of it.

If something goes wrong

• “Wrong password”: use the password you set when you requested this statement. Each request can have a different one.
• The file is not recognised: check that it is a CAMS or KFintech consolidated statement, not a demat statement from NSDL or CDSL, and that it is the detailed version.
• Your XIRR is labelled an estimate: your statement probably starts after your first purchase. Request a new detailed CAS with an earlier start date and upload it, choosing to replace your existing data.
• It is taking a while: large statements take longer to read. It is usually under a minute.

Still stuck? Email hello@folioq.in and describe what happened. Please do not attach your statement or send your PAN; we will never ask for them.

CAMS and KFintech are trademarks of their respective owners. FolioQ is not affiliated with either of them.